mortgage and auto loans - capital one

Types of Loans At Capital One


www.capitalone.com/loans is a page where information about Capital One’s loan products is posted. Capital One is, by definition, a consumer lender: that is, a bank whose primary business is that of advancing loans to individuals. A good number of the loans given out by Capital One turn out to be very short term loans — given in the form of credit lines which are tied to the bank’s popular credit cards. But then, another substantial portion of lending by Capital One is done in the form of conventional loans. Those are the ones you can find out more about at www.capitalone.com/loans.

The Two Major Categories of Capital One Loans

Upon landing on the Capital One loans page at www.capitalone.com/loans, you will quickly notice that Capital One’s loan products fall into two major categories namely:

Auto loans: these are designed to help people who have aspirations of owning cars, but who, for one reason or another, are unable to pay for the said cars in cash/out of pocket.
Mortgage loans: these are designed to help people whose aspirations are those of owning houses, but who, for one reason or another, are unable to pay for the said houses in cash/out of pocket.
Accessing the Capital One loans page

The most straightforward way to get yourself to the Capital One loans page would be by first going to the home page, namely www.capitalone.com, and once there, clicking on a main menu link which is labeled ‘loans.’ That should taken you to this loans page, at www.capitalone.com/loans.

You can also visit your favorite search, and once there, do a search for a pointed term like ‘Capital One bank loans’ and then follow the first link presented to you by the search engine, which should probably take you right into this loans page.

Information posted on the Capital One loans page

Pretty much every bit of information you may be seeking about Capital One loans can be found at www.capitalone.com/loans, including:

Qualification information: what it takes to be given the various Capital One loans.
Application information: how the loans given by Capital One are applied for.
Interest rate information: what the loans given by Capital One cost, in terms of interest rates.
Refinancing information: how the various Capital One loans can be refinanced, when need arises.
Other things you can do at www.capitalone.com/loans

Other things you can do at www.capitalone.com/loans include:

Accessing auto loan calculators.
Accessing information on online banking (and enroll for the same, if you are interested).
Accessing information on mobile banking.


capitol one application guide

Capital One Credit Card Application Guide


Here we’ve created a guide that’ll help you apply for a personal credit card from Capital One Bank. It is also the page where you can respond to a previously received credit card offer from Capital One Bank.

Accessing the Capital One credit card application page

The most straightforward way to access the Capital One credit card application page is arguably by entering the page’s address, which as mentioned earlier, is application.capitalone.com. So you just put your computer’s cursor in the address bar of your browser, and then type in either www.application.capitalone.com or simply application.capitalone.com (the ‘www’ prefix doesn’t make much of a difference).

Alternatively, you can access the page by clicking through from the Capital One homepage at www.capitalone.com, or with the help of a search engine.

Details that are required at the Capital One credit card application page

There are two major inputs that are required at the Capital One credit card application page, namely:

  • The reservation number: this is a 16-digit number that you will have gotten from Capital One in the letter or email offering you/inviting you to apply for a credit card. If you look at that letter carefully, towards the end/bottom of it, you should be able to locate this number.
  • The access code: this is a 6-digit number, which just like the reservation number, is to be found in the letter or email offering you/inviting you to apply for a Capital One credit card.

The credit card application procedure at application.capitalone.com

The credit card application procedure at the application  webpage is fairly simple. To get it started, you enter the ‘reservation number’ and the ‘access code’ in the respective spaces provided for them, and then click on the green button labeled ‘get started’ to kick-start the application process.

Of course, for you to be able to go through this process, you need to have gotten an email or a letter from Capital One Bank, containing the said reservation number and access code. If you don’t already have such numbers, you will need to click on the link labeled ‘see if you are prequalified’ near the bottom of the page at application.capitalone.com. Upon doing so, you will be taken to another page, where upon providing a few personal details, and specifying the features you’d want in a card, you will be informed if or not you are prequalified. If you are prequalified, you will eventually get the reservation number and the access code necessary for you to actually apply for a card at application.capitalone.com