mortgage and auto loans - capital one

Types of Loans At Capital One

www.capitalone.com/loans is a page where information about Capital One’s loan products is posted. Capital One is, by definition, a consumer lender: that is, a bank whose primary business is that of advancing loans to individuals. A good number of the loans given out by Capital One turn out to be very short term loans — given in the form of credit lines which are tied to the bank’s popular credit cards. But then, another substantial portion of lending by Capital One is done in the form of conventional loans. Those are the ones you can find out more about at www.capitalone.com/loans.

The Two Major Categories of Capital One Loans

Upon landing on the Capital One loans page at www.capitalone.com/loans, you will quickly notice that Capital One’s loan products fall into two major categories namely:

Auto loans: these are designed to help people who have aspirations of owning cars, but who, for one reason or another, are unable to pay for the said cars in cash/out of pocket.
Mortgage loans: these are designed to help people whose aspirations are those of owning houses, but who, for one reason or another, are unable to pay for the said houses in cash/out of pocket.
Accessing the Capital One loans page

The most straightforward way to get yourself to the Capital One loans page would be by first going to the home page, namely www.capitalone.com, and once there, clicking on a main menu link which is labeled ‘loans.’ That should taken you to this loans page, at www.capitalone.com/loans.

You can also visit your favorite search, and once there, do a search for a pointed term like ‘Capital One bank loans’ and then follow the first link presented to you by the search engine, which should probably take you right into this loans page.

Information posted on the Capital One loans page

Pretty much every bit of information you may be seeking about Capital One loans can be found at www.capitalone.com/loans, including:

Qualification information: what it takes to be given the various Capital One loans.
Application information: how the loans given by Capital One are applied for.
Interest rate information: what the loans given by Capital One cost, in terms of interest rates.
Refinancing information: how the various Capital One loans can be refinanced, when need arises.
Other things you can do at www.capitalone.com/loans

Other things you can do at www.capitalone.com/loans include:

Accessing auto loan calculators.
Accessing information on online banking (and enroll for the same, if you are interested).
Accessing information on mobile banking.

small business banking

Banking for Small Business Owners

www.capitalone.com/small-business-bank is the page the page you need to access, if you want to find information about the services that Capital One Bank offers to small businesses. Indeed, the page is formally captioned as being the ‘Capital One Small Business’ page. You notice that although Capital One is better known for its personal banking products and loans (including credit cards), the bank does also offer some attractive products to businesses, especially the smaller ones.

How to get to the Capital One Small Business page:

The Capital One small business page is linked to Capital One’s website homepage at www.capitalone.com. You just need to identify the link to this page (the one labeled ‘business’) and click on it, so as to be taken to the small business services page at www.capitalone.com/small-business-bank.

You can also either follow a previous bookmark or a search engine result, to get to the Capital One Small business page at www.capitalone.com/small-business-bank.

Capital One Small Business Products

According to the information posted on the Capital One Small Business page at www.capitalone.com/small-business-bank, there are many services offered by Capital One Bank for small businesses, including:

Business checking accounts: these are ideal for businesses seeking a place where they can be depositing their checks, as well as making both cash deposits and withdrawals on a day to day basis.
Business savings accounts: these are ideal for businesses seeking a place where they can keep money for longer durations of time, and perhaps even earn interest on it in the meantime.
Business credit cards: contrary to what many of us have been conditioned to think, credit cards are not just meant for individual use: there are business credit cards as well, and Capital One Bank is one of the leading issuers of such cards.
Merchant services: these are ideal for businesses seeking facilitation in receiving payment through plastic money (credit or debit cards) from customers.
Treasury management services: these are ideal for businesses seeking to stay on top of their finances at all times.
401k plans: these are ideal for businesses keen on seeing to it that their employees’ futures are well secured.
Other functions that can be performed at www.capitalone.com/small-business-bank

Once you are on the Capital One business banking page at www.capitalone.com/small-business-bank, you can also:

Access online banking services: including logging into your account, and undertaking various transactions.
Contact Capital One’s customer support: in case you are having a problem with anything to do with Capital One’s services.
Find a Capital One branch near you, or an ATM: in case the transaction you wish to perform is one that can’t be undertaken (or completed) online.

Capital One Store ATM Locator

Locate A Capital One Branch or ATM

maps.capitalone.com/locator is the page within the Capital One Bank site where you can get assistance in locating Capital One Bank brick and mortar branches, as well as ATMs where you can transact with the bank. The folks at Capital One Bank are probably cognizant of the fact that there are limitations to the sorts of transactions that can be carried out online. There are, similarly limitations to the transactions that can be carried out on mobile banking platforms. True, Capital One Bank has superb mobile and Internet banking platforms. But there are a few things that you really have to visit a brick and mortar branch to do. There are also things that you really need to visit an ATM to do. Against that background, it is only right that they would provide an ATM/Branch locator feature on their website.

How the Capital One Bank Branch Locator Works

To make use of the Capital One Bank Branch locator, you need to first access the page through which this feature is served. As mentioned, the page in question is maps.capitalone.com/locator. You can access this page by clicking, from any page (including the home page at www.capitalone.com), on the link right at the top which is labeled ‘find a bank branch/ATM.’

Once you are at maps.capitalone.com/locator, you specify, by clicking on the appropriate radio box, whether you want to find a branch or an ATM. In each case, you specify where you are searching from, by entering the zip code or your address. Finally, you click on the ‘find locations’ button, in order to initiate the search, which is almost instantaneous.

Narrowing the search:

You can add some criteria to your search, in order to narrow it down further, so as to ensure that you ultimately end up with refined results. Suppose, for instance, that you are looking for a brick and mortar branch, and you are doing so on a Saturday (meaning that you need a branch which opens on Saturdays). You just need to click on the checkbox labeled as such, and the search results will be narrowed accordingly. You can perform a similar maneuver if you want to find a branch drive-up.

Other things on the Capital One Branch locator page

Other things on the Capital One Bank branch locator page include:

Links to the online banking pages.
Links to the mobile banking pages.
Links to the customer support pages.
Links to pages with information on ATM safety and descriptions of ATM features.

These maps/directions are informational only. No representation is made or warranty given as to their content, road conditions or route usability or expeditiousness. User assumes all risk of use. MapQuest, Capital One, and their suppliers assume no responsibility for any loss or delay resulting from such use.

Some features not available at all ATMs.

At certain ATMs owned and operated by Capital One, N.A. located in gaming establishments, you may be charged a fee for each cash withdrawal. The amount of the fee will appear on the screen prior to completion of the cash withdrawal.

Securities are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRA/SIPC. Advisory services are provided by Capital One Advisors, LLC, an SEC registered investment advisor. Insurance products are offered through Capital One Agency LLC. All are subsidiaries of Capital One Financial Corporation.

Securities and services are: Not FDIC insured • Not bank guaranteed • May lose value • Not a deposit • Not Insured by any Federal Government Agency

For Capital One 360 Customers using the Allpoint™ ATM network:

Allpoint Money Back Guarantee:Surcharge-Free or we’ll refund any fees you’re charged. Some locations may have more than one ATM, not all of which are part of the Allpoint Network. Check the ATM for the Allpoint logo to ensure it’s the right one.

Notice to Cardholders of Member Institutions:If you’re prompted to accept a surcharge, press “yes” to accept and proceed with your withdrawal. You won’t be charged or Allpoint will refund your money.

The information provided is general information only. The ATM descriptions have been provided to Capital One by Allpoint™. It is possible that information may be inaccurate or may have changed. Capital One does not assume responsibility for the accuracy of this information. Also, ATM descriptions used may vary by location.

capital one bank information

Capital One Bank Information

Which services does Capital One Bank offer?

Capital One Bank offers the whole range of banking services. Those include:

Savings and current accounts: these are targeted at individuals who want to manage their cash in the right way and, possibly, earn some interest from their money (should they opt for the savings accounts).
Lending services: these services range from mortgage loans to auto loans and onto the short lines of credits that are accessible to Capital One Bank customers through their credit cards.
Investment services: these are offered under the brand name of ShareBuilder, whose website you can get a link from Capital One’s main website at www.capitalone.com.
Business banking services: these range from business checking accounts to business savings accounts and onto to treasury management, business credit cards and pretty much anything else you can think of along those lines.
Which types of clients does Capital One Bank target?

There are two major types of clients that are targeted by Capital One bank, namely:

People looking for personal banking services: to these, Capital One Bank offers credit cards, savings and checking accounts, investment products and so on.
People looking for business banking services: to these, Capital One Bank offers treasury management services, business credit cards, checking and savings accounts… to name but just a few.
What are some of the advantages associated with Capital One Bank?

Some of the advantages associated with Capital One Bank include:

Its strong financial position: this means that the chances of it going down are quite low.
Its wide branch network: this means that you can conveniently access a brick and mortar branch, should you need services that require human contact.
Its low cost services: these are with reference to things like transaction costs, loan interest rates, credit card rates and so on. Thanks to these, you can save money by opting to bank with Capital One.
Its wide range of services: these make Capital One Bank a one-stop provider of all financial services, enhancing convenience for customers.
How can one start using Capital One Bank’s services?

You can visit the bank’s website, at www.capitalone.com, and you’ll find all the information you need to get started, including links to the Internet banking and mobile banking platforms. You can, alternatively, visit a Capital One Bank brick and mortar branch near you.

Where can one find further information about Capital One Bank?

A good place to start would be the Capital One Bank website, which as we have mentioned, is to be found at www.capitalone.com. The site is easy to navigate, and it has answers to pretty much any question one would ever have about Capital One Bank.

capitalone online services

Capital One Online Services

Capitalone.com is the home of Capital One Bank online. Capital One Bank is well known for among others:

Its credit cards: through these, people are able to access credit lines to finance day to day expenditures.
Its home loans: through these, people are able to own homes without having the funds to pay for them in cash/upfront.
Its auto loans: thanks to these, ordinary people are able to own cars that they’d otherwise have been unable to own if they were to pay in cash.
Its current account banking products: these help individuals and businesses alike in the day to day management of cash.
Its savings account products: these help individuals and businesses earn interest on their money, even as they make decisions on what to do with the said money. Some, of course, opt to simply leave their money in such savings accounts, so that they can continue earning interest without exposing themselves to major risks.

Prominent features at www.capitalone.com

ATM/Branch locator: at the very top of the page, you will find an ATM/Branch locator feature.
Zip code entry: next to the ATM/Branch locator feature is a zip code entry link. Once you enter your zip code, Capital One bank is able to give you information relevant to your area.
The search box: this enables you to expedite your browsing, by entering keywords related to (exactly) what you want to see/what you want to do at www.capitalone.com.
The login function: this enables you to gain access to the deeper vaults of www.capitalone.com, if you are one of the people who make use of Capital One’s services (as a customer).
Information pages links: these give you access to the pages dealing with the various Capital One products, among them the credit cards, the auto loans, the home loans, the investment products… and so on.

7 Things You Can do at Capitalone.com

There are at least 7 things you can do at Capital One site, including:

Conducting research on Capital One credit cards: just move your mouse over or click on the main menu item which is labeled ‘credit cards’ and you will find information about the credit cards.

Getting information on Capital One’s various banking products: there is a main menu item at www.capitalone.com labeled ‘banking’ and this is the menu item you need to move your mouse over or click on, to get information on Capital One’s banking products.
Researching on Capital One’s loans and investment products: there are main menu items labeled ‘banking’ and ‘investing’ respective and those are the ones you need to move your mouse over or click on, to get the relevant information.

Accessing Capital One customer support: there is a main menu item labeled ‘customer support’ and upon clicking on it, you will access the support you need.
Logging into the Capital One online system: on the left side of the page www.capitalone.com, there is a login box, where you select your account type, and then enter your username to log in.
Locating ATMs where you can use Capital One Bank cards: as mentioned earlier, at the very top of the page at www.capitalone.com, there is a function for locating ATMs.
Locating brick and mortar Capital One Bank branches: again, as mentioned earlier, at the very top of the page at www.capitalone.com, there is a function for locating brick and mortar branches.

capitol one application guide

Capital One Credit Card Application Guide

Here we’ve created a guide that’ll help you apply for a personal credit card from Capital One Bank. It is also the page where you can respond to a previously received credit card offer from Capital One Bank.

Accessing the Capital One credit card application page

The most straightforward way to access the Capital One credit card application page is arguably by entering the page’s address, which as mentioned earlier, is application.capitalone.com. So you just put your computer’s cursor in the address bar of your browser, and then type in either www.application.capitalone.com or simply application.capitalone.com (the ‘www’ prefix doesn’t make much of a difference).

Alternatively, you can access the page by clicking through from the Capital One homepage at www.capitalone.com, or with the help of a search engine.

Details that are required at the Capital One credit card application page

There are two major inputs that are required at the Capital One credit card application page, namely:

  • The reservation number: this is a 16-digit number that you will have gotten from Capital One in the letter or email offering you/inviting you to apply for a credit card. If you look at that letter carefully, towards the end/bottom of it, you should be able to locate this number.
  • The access code: this is a 6-digit number, which just like the reservation number, is to be found in the letter or email offering you/inviting you to apply for a Capital One credit card.

The credit card application procedure at application.capitalone.com

The credit card application procedure at the application  webpage is fairly simple. To get it started, you enter the ‘reservation number’ and the ‘access code’ in the respective spaces provided for them, and then click on the green button labeled ‘get started’ to kick-start the application process.

Of course, for you to be able to go through this process, you need to have gotten an email or a letter from Capital One Bank, containing the said reservation number and access code. If you don’t already have such numbers, you will need to click on the link labeled ‘see if you are prequalified’ near the bottom of the page at application.capitalone.com. Upon doing so, you will be taken to another page, where upon providing a few personal details, and specifying the features you’d want in a card, you will be informed if or not you are prequalified. If you are prequalified, you will eventually get the reservation number and the access code necessary for you to actually apply for a card at application.capitalone.com